meet the team

Hadley Hartford Hornig is the Founder and Chief Manager of Karma Lending LLC. With over ten years of experience in real estate investment, he and his wife JJ currently manage a diverse portfolio of multifamily and short-term rentals around the Twin Cities. Hadley brings half a decade of expertise in Hard Money Lending, committed to building the right financial solutions for his clients.

Before transitioning to lending, Hadley worked in the gaming industry in New York City, contributing to popular titles such as Battlefield, Madden NFL, NBA 2K, and Grand Theft Auto. A passionate dog lover, he has a young pup named Roxy, after whom he and his wife named their management company, Roxy Rentals.